The P&I Club is an independent, not-for-profit mutual insurance association that provides insurance coverage to its members against various types of risks. Each club is controlled by its members through a board of directors elected by the membership. P&I clubs also ensure the liability of shippers, and without this type of insurance we cannot even imagine the organization of maritime transport. There are different types of shipowner's liability that are regularly covered by insurance: contractual, non-contractual (third party liability) and crew liability. Each of these shipowner liability has its own specifics. All these types of liability of shippers are subject to P&I insurance. P&I Clubs are united in the International Group of P&I Clubs, which exist to organize collective insurance and reinsurance for P&I Clubs, to represent the views of their members and generally as a forum for the exchange of information. Through the P&I Club, members receive protection against financial loss, so the role of the P&I Club in extremely important for the insurance of shippers' liability.