master's thesis
Regulation and deregulation in banking sector

Marica Peraić (2016)
Sveučilište u Zadru
Odjel za ekonomiju
Metadata
TitleRegulacija i deregulacija u bankarskom sektoru
AuthorMarica Peraić
Mentor(s)Anita Peša (thesis advisor)
Abstract
Predmet istraživanja je pitanje regulacije i deregulacije bankarskog sektora. Svrha istraživanja je utvrditi je li opravdano regulirati ili deregulirati bankarski sustav na temelju prikaza povijesnog razvoja različitih bankarskih sustava. Razlog odabira teme uvjetovan je posljedicama koje je kriza u financijskom sektoru SAD-a izazvala na razini globalnog gospodarstva. Rezultati istraživanja upućuju na zaključak da deregulirani bankarski sektor postaje vrlo sklon špekulativnim i visokorizičnim poslovima uslijed kojih su klijenti banaka i realni gospodarski sektor izloženi iznimnim rizicima. Regulacija i supervizija bankarskog sektora se stoga preporučuje kao rješenje koje osigurava povjerenje klijenata u bankarski sektor, makroekonomsku stabilnost gospodarstva, ali i slobodu kretanja kapitala u globalnoj i liberalnoj suvremenoj ekonomiji.
Keywordsbanking sector regulation deregulation Basel I Basel II Basel III
Parallel title (English)Regulation and deregulation in banking sector
Committee MembersMladen Rajko (committee chairperson)
Berislav Bolfek (committee member)
GranterSveučilište u Zadru
Lower level organizational unitsOdjel za ekonomiju
PlaceZadar
StateCroatia
Scientific field, discipline, subdisciplineSOCIAL SCIENCES
Economics
Organization and Management
Study programme typeuniversity
Study levelgraduate
Study programmeManagement
Academic title abbreviationmag. oec.
Genremaster's thesis
Language Croatian
Defense date2016-07-11
Parallel abstract (English)
The research topic is the question of regulation and deregulation of the banking sector. The purpose of the study is to determine whether it is justified to regulate or deregulate the banking system based on the presentation of the historical development of different banking systems. The reason for choosing a topic arises from the consequences of the crisis in the financial sector of the United States which had negative impacts on the global economy. The research results suggest that the deregulated banking sector becomes very prone to speculative and high-risk activities due to which the bank clients and the national economy becomes exposed to extreme risks. The regulation and supervision of the banking sector is therefore recommended as a solution that ensures customer confidence in the banking sector, macroeconomic stability of the economy and also the free movement of capital in the global and liberal contemporary economy.
Parallel keywords (Croatian)bankarski sektor regulacija deregulacija Basel I II III
Resource typetext
Access conditionAccess restricted to students and staff of home institution
Terms of usehttp://rightsstatements.org/vocab/InC/1.0/
URN:NBNhttps://urn.nsk.hr/urn:nbn:hr:162:295470
CommitterGorica Lovrić